UnitedHealthcare Coverage for Treatment
UnitedHealthcare (UHC) is the largest single health insurer in the United States, providing coverage to over 70 million people. UHC plans include behavioral health benefits covering substance abuse treatment at various levels of care, managed through Optum Behavioral Health. Coverage includes medical detox, residential treatment, partial hospitalization, intensive outpatient programs, and ongoing counseling.
Frequently Asked Questions
Does UnitedHealthcare cover addiction treatment?
Yes, UnitedHealthcare plans cover addiction treatment including detoxification, inpatient rehabilitation, outpatient programs, and medication-assisted treatment as part of behavioral health benefits.
How do I check my UHC benefits for rehab?
You can verify your benefits by calling the number on your UHC card, logging into myuhc.com, or contacting a treatment center's admissions team for a free insurance verification.
Does UHC require a referral for rehab?
Most UHC plans do not require a referral for substance abuse treatment, but prior authorization is typically needed for inpatient and residential programs.
What does UHC consider medically necessary for rehab?
UHC uses clinical criteria based on ASAM (American Society of Addiction Medicine) guidelines to determine the appropriate level of care and duration of treatment.
Does UHC cover family therapy during rehab?
Yes, most UHC plans cover family therapy as a component of substance abuse treatment, recognizing the importance of family involvement in the recovery process.