Aetna Coverage for Treatment
Aetna is one of the nation's leading health insurance providers, offering comprehensive behavioral health and substance abuse treatment coverage. Many Aetna plans include coverage for inpatient rehabilitation, outpatient treatment programs, medication-assisted treatment, and mental health services. Coverage specifics vary by plan, so it's important to verify your individual benefits before beginning treatment.
Frequently Asked Questions
Does Aetna cover rehab treatment?
Yes, most Aetna plans provide coverage for substance abuse treatment including inpatient rehab, outpatient programs, and detoxification services. Coverage levels depend on your specific plan and whether the facility is in-network.
How do I verify my Aetna insurance for rehab?
You can verify your Aetna coverage by calling the number on your insurance card, visiting aetna.com, or contacting the treatment center directly — most facilities have insurance verification specialists who can check your benefits.
Does Aetna cover medication-assisted treatment (MAT)?
Most Aetna plans cover medication-assisted treatment for opioid and alcohol use disorders, including medications like Suboxone, Vivitrol, and naltrexone.
What is the typical length of stay covered by Aetna?
Aetna typically covers 28-30 days of residential treatment, though this can vary based on medical necessity and your specific plan. Extensions may be approved with clinical documentation.
Does Aetna require prior authorization for rehab?
Many Aetna plans require prior authorization for inpatient substance abuse treatment. Your treatment center's admissions team will typically handle this process on your behalf.